Updates

• 
  Neil Primack Individual Health Insurance Premium Subsidies in State
  Exchanges
  
  The...  moreIndividual Health Insurance Premium Subsidies in State
  Exchanges
  
  The
  Patient Protection and Affordable Care Act (PPACA) contains’ provisions to
  lower individual health insurance premiums for those with household incomes
  below 400% of the federal poverty line (FPL). Starting in 2014 there will be
  significant health insurance subsidies provided under PPACA for people
  purchasing individual health insurance coverage through the new public health
  insurance exchanges.
  
  New
  rules give states the option of extending coverage in Medicaid to most people
  with incomes under 133% of the FPL. For households with higher incomes (up to
  400% of the FPL), PPACA will provide tax subsidies, reducing premium costs. These
  tax subsidies will begin in 2014.
  
  Households
  with income between 100% and 400% of the FPL who purchase coverage through a
  state health insurance exchange are eligible for a tax subsidy to reduce the
  cost of their coverage. In states without expanded Medicaid coverage, people
  with inco...    less

  • March 20, 2013
• 
  Neil Primack Health Care Reform Checklist for Individuals &
  Families
  
  Whether...  moreHealth Care Reform Checklist for Individuals &
  Families
  
  Whether
  you are uninsured, or just want to explore new options, the new health
  insurance marketplace will give you and your family choices. Starting October
  1st, 2013, you will be eligible to enroll in health insurance via the new
  health insurance marketplaces (for coverage starting January 1st, 2014). Here's
  step-by-step check list to ensure you are prepared for the October 1st, 2013
  open enrollment.
  
  Step 1 - Find out
  whether your employer will offer group health insurance post-2014!
  
  There
  are two primary categories of health insurance to choose from:
  
  Individual health insurance,
  Group health insurance.
  
  
  1) Individual
  Health Insurance
  
  Individual
  health insurance plans are purchased by individuals to cover themselves or
  their families. Anyone can apply for individual health insurance. In 2014,
  insurance companies will no longer be able to decline individuals for health
  ...    less

  • March 20, 2013
• 
  Neil Primack Health Care Reform Definitions for the Consumer:   
  
  In 2014, significant portions of health care reform take effect.
  As a result, individuals and small business owners will want to understand the
  f...  moreHealth Care Reform Definitions for the Consumer:   
  
  In 2014, significant portions of health care reform take effect.
  As a result, individuals and small business owners will want to understand the
  following terms:
  
  Affordable Care Act (ACA) is the
  administration's preferred name for the health care law. The actual title is
  the Patient Protection and Affordable Care Act, or PPACA .
  
  Employer mandate refers to the new
  federal requirement, effective January 1, 2014, that companies with 50 or more
  full-time equivalent workers’, pay a tax penalty to the government if    
  
  1)
  the company does not offer coverage and/or  
  
  2)
  one or more of the company's employees obtain subsidized coverage through a health insurance exchange.
  
  Individual mandate refers to the new
  federal requirement, effective January 1, 2014, that American citizens pay a
  tax penalty to the government if they fail to purchase health insurance through
  an employer, a go...    less

  • March 20, 2013

Loading ...